Financial Planner

Financial Planner (Desk-Based)

Job Title: Financial Planner (Desk-Based)

Location: Edinburgh

Salary: Up to £55,000

Job Reference: 10466

Recruit UK are looking for a Financial Planner (Desk -Based). If you have a passion for financial planning and delivering outstanding client outcomes. Whether you're currently working as a Paraplanner, Mortgage Adviser, Financial Planning Associate, or in a similar role, you're looking for an opportunity to take the next step in your career within a supportive and forward-thinking environment.

If you hold the Level 4 Diploma in Regulated Financial Planning and are looking to develop your career within a growing advice team, we'd love to hear from you.

About the Role

This is an exciting opportunity to join a highly successful and technology-driven financial planning team as a Financial Planner. You'll provide desk-based financial planning advice and ongoing service to an established client bank, supporting clients with investable assets of up to £250,000.

Working within a hybrid environment, you'll focus on building strong client relationships, delivering holistic financial planning solutions, and helping clients achieve their long-term financial goals.

As a Financial Planner, you will:

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• Manage and develop relationships with an existing client portfolio.
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• Proactively engage with clients to review their financial planning needs and deliver ongoing advice.
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• Convert existing legacy clients to the firm's ongoing service proposition.
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• Provide holistic financial planning advice across investments, pensions, protection, and retirement planning.
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• Generate new business opportunities through proactive client engagement and referrals.
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• Work collaboratively with colleagues across the wider business to identify cross-selling opportunities.
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• Deliver an exceptional client experience through timely communication and high-quality advice.
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• Utilise industry-leading technology and systems to enhance client outcomes and adviser efficiency.
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What We Offer

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• A growing and supportive financial planning team.
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• Exposure to an established client bank and quality business opportunities.
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• Hybrid working model (3 days office-based, 2 days from home).
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• Ongoing professional development and support with maintaining your SPS and technical knowledge.
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• Access to innovative technology designed to improve both adviser and client experiences.
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• Clear opportunities for long-term career progression within a leading wealth management business.
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• A collaborative culture focused on client outcomes, professional development, and continuous improvement.
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Key Responsibilities

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• Deliver holistic financial planning solutions tailored to individual client needs.
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• Review and service existing clients as part of the firm's ongoing advice proposition.
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• Achieve revenue and business development targets.
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• Identify opportunities to generate additional advice income and referrals across the wider group.
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• Ensure all client recommendations and reports meet regulatory and internal compliance standards.
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• Maintain detailed knowledge of financial planning products, legislation, and market developments.
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• Adhere to Consumer Duty, Treating Customers Fairly (TCF), and Regulatory Conduct Risk (RCR) principles.
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• Maintain strong relationships with both internal stakeholders and external professional introducers.
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• Ensure excellent client outcomes through high-quality advice and service delivery.
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• Identify and recommend process improvements to enhance client experience and regulatory compliance.
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Skills & Experience

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• Diploma in Regulated Financial Planning (Level 4) – Essential.
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• Experience within Financial Planning, Paraplanning, Wealth Management, or Private Client services.
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• Strong technical knowledge across pensions, investments, and protection planning.
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• Excellent communication and relationship-building skills.
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• Strong attention to detail and analytical ability.
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• Ability to manage workload effectively and meet deadlines.
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• Experience using CRM systems, databases, Microsoft Word and Excel.
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• Cashflow modelling experience desirable but not essential.
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• A client-focused approach with a commitment to delivering excellent outcomes.
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Benefits

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• Competitive salary
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• Private Medical Insurance post probation
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• Attractive Employee Pension Scheme (7.5% employer & minimum 3% employee)
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• 25 days Annual Leave (plus buy and sell up to 5 days)
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• Office Christmas close (3-days)
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• Life Assurance
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• Health cash plan
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• Hybrid working
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• Discretionary performance related bonus
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• Employee Assistance Programme
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Why Join Us?

This is an excellent opportunity for an ambitious financial services professional who wants to build a long-term career within financial planning. You'll join a business that invests heavily in technology, values professional development, and provides the tools, support, and client opportunities needed to succeed.