Senior Data Scientist

SENIOR DATA SCIENTIST

UP TO £70,000 + EQUITY

LONDON

HYBRID WORKING - 2 DAYS PER WEEK

Join a fast-growing fintech redefining lending through smarter, more personalised credit decisions. Take ownership of end-to-end modelling and shape how data directly drives real-world lending outcomes.

THE COMPANY

A UK-based fintech lender building an innovative consumer lending product focused on flexibility and affordability. The business is customer-first, using income and affordability data to make fairer lending decisions beyond traditional credit scores. With a proven model in place and strong growth plans, they offer a unique opportunity to join at an early but established stage.

THE ROLE

As a Senior Data Scientist, you will take ownership of credit risk and decisioning models, working across the full lifecycle from development through to deployment. This is a highly hands-on role with significant influence on how data drives commercial lending decisions.

Specifically, you can expect to be involved in:

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• Building and optimising credit risk models, including scorecards and machine learning approaches
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• Deploying models into production and monitoring performance over time
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• Developing data pipelines and integrating multiple data sources into decisioning frameworks
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• Working closely with stakeholders to ensure models directly influence lending strategy and outcomes
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SKILLS AND EXPERIENCE

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• Strong experience developing credit risk models, including scorecards and ML models
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• Proficiency in Python and SQL for data analysis, modelling, and data manipulation
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• Experience working with cloud-based infrastructure (e.g. AWS)
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• Understanding of model deployment and production environments
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• Ability to translate technical work into commercial lending and commercial insights
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• Familiarity with financial services data such as bureau, Open Banking or affordability data
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BENEFITS

The successful Senior Data Scientist will receive up to £70,000 and a comprehensive benefits package.