Senior Relationship Manager - Intermediary
Job Description
Location: LondonEmployment Type: Permanent | Full-TimeSalary: Up to £70,000Working Pattern: Onsite - 5 days per week (no hybrid working)
About the Role\nWe are seeking an experienced Senior Relationship Manager (Intermediary) to drive profitable growth across the Commercial and SME portfolio through a strong intermediary-led business model. This role is responsible for originating new business, managing existing intermediary relationships, and overseeing a diverse corporate credit portfolio while maintaining high standards of risk management, service delivery, and regulatory compliance.
\nReporting to the Head of Islamic Banking & Intermediary Business, the successful candidate will play a key role in expanding intermediary partnerships, identifying early warning signals within portfolios, and maximising profitability through value-added solutions.
Key ResponsibilitiesRelationship Management & Business Development\n- \n
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Manage and grow relationships with commercial clients ranging from SME to Corporate.
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Develop and maintain strong partnerships with intermediaries to generate new business opportunities.
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Drive revenue, asset growth, and cross-selling opportunities across commercial, FI, and private banking products.
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Execute a structured calling and meeting programme to identify customer needs and deliver tailored solutions.
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Manage a portfolio of corporate credit accounts with varying turnover and exposure levels.
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Prepare and review credit proposals, including detailed balance sheet, income statement, and cash flow analysis.
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Monitor account performance, payment behaviour, and portfolio health.
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Conduct regular client visits to strengthen relationships and enhance account profitability.
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Ensure facility documentation and account records remain accurate and up to date.
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Monitor credit utilisation, business volumes, TR maturities, and PAD retirements.
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Provide regular MIS and performance updates to senior management.
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Identify early warning indicators and proactively escalate concerns.
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Follow up on overdue accounts and coordinate transfer to Recovery where required.
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Provide full documentation and ongoing support to recovery teams.
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Advise and guide Assistant Relationship Managers on routine and complex matters.
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Line-manage junior support staff and Relationship Support Officers where applicable.
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Support team development through coaching, feedback, and performance management.
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Act as a key point of contact for intermediaries and clients, ensuring timely and effective responses.
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Handle complex customer queries and complaints professionally.
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Ensure customer data accuracy and compliance with internal procedures.
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Represent the organisation positively with clients, intermediaries, and internal stakeholders.
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Contribute to special projects and initiatives as assigned.
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Identify process gaps and recommend improvements to enhance efficiency and control.
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Participate actively in team meetings, training, and professional development.
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Comply with all FCA and PRA Conduct Rules and Certification Regime requirements.
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Act with integrity, skill, care, and diligence at all times.
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Ensure effective control, compliance, and oversight within areas of responsibility.
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Promote fair customer outcomes and sound market conduct.
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Minimum 5 years' experience in a Relationship Manager or Senior Relationship Manager role within banking.
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Strong background in commercial lending, intermediary banking, and portfolio management.
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Proven experience in credit analysis, customer relationship management, and negotiation.
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Line management experience preferred.
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Commitment to ongoing Continuing Professional Development (CPD) and regulatory training.
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Commercial and SME Banking Expertise
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Intermediary Relationship Management
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Credit & Financial Analysis
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Regulatory & Conduct Risk Awareness
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Negotiation & Stakeholder Engagement
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Customer Service Excellence
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Strong Numerical & Financial Acumen
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