Paraplanner

Pareto Financial Planning, part of K3 Advisory Group, has an opportunity for a highly experienced Paraplanner responsible for delivering complex financial planning support to our clients and adviser. Our Paraplanners plays a key role in the delivery of high-quality client outcomes.

This position operates on a hybrid basis, 3 days in our Manchester office and 2 days from home each week.

Key Responsibilities

Financial Planning & Analysis

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  Conduct triage to identify information required to compile each financial plan recommendation.

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  Identify areas for planning.

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  Discuss and establish client objectives with the financial adviser.

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  Analyse client fact-finds to identify needs, priorities and potential solutions.

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  Conduct research on financial products, providers and market trends.

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  Perform cashflow modelling and scenario analysis.

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  Liaise with the client’s legal and tax advisers if appropriate.

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  Consider current and future allocation of assets for investment strategy with regard to client’s risk profile and their objectives.

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  Prepare suitability reports and financial plans in line with client objectives and regulatory standards.

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  Liaise with the Administration teams to ensure any recommendations are correctly implemented.

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Technical, Risk & Compliance

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  Provide technical expertise across pensions, investments, protection, and financial planning.

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  Ensure all recommendations are compliant with FCA regulations and company procedures.

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  Keep up to date with legislative and market changes.

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  Maintain accurate and up-to-date client records.

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  Liaise with providers, platforms, and internal teams to progress cases.

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Adviser Support

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  Work closely with Financial Advisers to develop appropriate strategies for clients.

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  Attend client meetings when required to support technical discussions.

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  Assist in preparing review packs and client documentation.

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Skills & Experience

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  Minimum of 4 years’ experience at a Paraplanner level.

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  Ideally, Diploma 4 qualified in Regulated Financial Planning Excellent analytical and report-writing skills.

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Reward Package

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  35 hours per week Hybrid Working (3 days Office and 2 days at Home - full time employee).

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  25 days holiday plus Bank Holidays.

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  1 x holiday - Birthday holiday

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  Loyalty holidays with continued service.

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  Christmas Closure (need to retain 3 days from allowance).

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  Profit Sharing Scheme.

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  Pension (auto-enrolment, then increasing dependent on length of service).

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  Private Medical Insurance (after 12 months).

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  Life Assurance.

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  Long Term Service Awards.

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  Fully funded company social events – summer and winter.

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  Generous Study/Training Program.

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