Self-Employed Independent Financial Adviser (IFA)

Location: London (Field-Based)

Client Bank Inheritance: £20M AUM | ~100 Clients

A rare and highly attractive opportunity has arisen for an experienced Independent Financial Adviser to inherit a fully active, well-maintained client book in Leicestershire. This is a field-based, self-employed role offering both income stability from day one and significant scope to grow.

The Opportunity

You will take over a client portfolio originally built by a now-retired adviser, comprising approximately 100 households with circa £20M assets under management. Clients are loyal, engaged, and accustomed to regular annual reviews. The typical client holds £100K+ AUM, with a healthy mix of larger and smaller cases.

The existing clients pay 1% ongoing fees, which generates £200,000 ongoing fee income and provides a stable basic income of approximately £63,000 in the first year, before any new business is written and after Paraplanning & Admin fees are subtracted.

Income Structure

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• Ongoing Servicing: Clients pay 1% ongoing; adviser receives 35% for delivering annual review services
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• New Business (from inherited book):50% split
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• Self-generated new business:60% split
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• Immediate earnings from existing ongoing fees
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Support & Infrastructure

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• Paraplanning & Admin Support: Provided, subject to fees - can be discussed during interview process
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• PI Insurance & Compliance: Fully provided
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• Lead Generation: Strong historic lead flow, especially via teaching sector specialism, webinars, seminars, and warm leads
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• Network: 24 advisers nationwide (strong presence in Yorkshire, minimal crossover)
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What We’re Looking For

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• Minimum 3+ years’ experience as an IFA / Financial Planner
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• Level 4 Diploma qualified (Chartered or working towards Level 6 advantageous)
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• Strong communication and relationship-management skills
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• Comfortable working autonomously in a field-based environment
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• Client-centric, ethical, and proactive
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Your Role

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• Deliver annual reviews and holistic financial planning across pensions, investments, protection, and estate planning
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• Maintain and grow established client relationships
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• Develop new business from existing clients and through external opportunities
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• Uphold the highest standards of FCA compliance
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Why This Opportunity?

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• Immediate income stability with approximately £63,000 baseline in year one
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• Ready-made client bank with strong long-term potential
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• Supportive infrastructure without the limitations of an employed model
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• Real autonomy to manage your business how you want
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• Proven lead-generation model and strong adviser community
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