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Posted 23 July, 2026

Product Manager

Handepay
Crank, ENG, GB Full Time

Job Description

Product Manager - LendingHaydock, MerseysideMondayFriday, 9am5.15pm, 36.25 hours per weekHybrid role: 3 days per week in the officeAbout the RoleTo be the day-to-day lead for the Merchant Cash Advance product offering. This role offers both strategic and executional responsibility. With the Support of the Head of Product and Proposition, you will own the product and commercial delivery plan for your designated product(s) working cross-functionally to drive short and long-term growth initiatives.You will play a key role in delivering data-driven forecasting and analysis, working in partnership with Sales, Finance, Marketing, Analytics, Legal and external partners to drive delivery of monthly and annual targets.This is suited to an established Product Manager or a proactive Assistant Product Manager (with 2-3 years Product experience) ready for the next-level in their career. You will possess strong organisational skills, a customer-centric mindset, effective collaboration and influencing skills with a passion for continuous improvement.What youll be responsible forOwns the development and delivery of the Merchant Cash Advance product(s) and commercial roadmap aligned to business goals and revenue targetsDefines and prioritises a backlog of growth initiativesInfluences the end-to-end product lifecycleLeads cross-functional teams (Sales, Operations, Marketing, Technical and external partners) to drive alignmentMakes commercial decisions on pricing, proposition and growth leversActs as a subject matter expert across the organisationEngages with external partners to build market knowledge and networkLiaises with external product partners to deliver activity in line with agreed plans and timelinesMaintains strong project management to ensure initiatives are delivered on time and to a high standardProvides support to the Head of Product and Proposition in shaping new product developments and future Lending strategyAbout youEssential RequirementsPrevious experience in a Product role (ideally Financial Services / Lending)Experience in delivering product plansData-driven mindset with the ability to analyse performance and drive product level decisions. Ability to use excel is essentialHighly organised with the ability to manage multiple projects and deadlinesCollaborative team player with strong stakeholder management skillsPositive, proactive and solutions-focused attitudeCustomer-centric mindset with a passion for challenging the status quo to drive future growthAdvantageous ExperienceExperience working within payments or lendingExposure to regulated industriesAbout HandepayHandepay, part of the PayPoint Group, are a leading player in the payments industry. Combined with our core values of transparency, honesty and integrity, our Trustpilot reviews are among the best in the industry.We believe every customer and employee counts. We treat you as an individual and make sure you are fully supported to achieve your goals.Benefits25 days annual leave plus 8 UK bank holidaysContributory pension scheme and life assurance (subject to conditions)Discretionary annual bonusCompany shares incentive planStructured induction and ongoing training and supportEmployee benefits platform discountsFree on-site parking (A580 location, close to M6)Employee social events and team activitiesFree refreshments providedREF-229703TPBN1_UKTJ