Self-Employed Protection Adviser

Self-Employed Protection Adviser Warm Referrals & High Earning PotentialLocation: Hammersmith, London Full time office basedCapricorn is Londons largest independent mortgage brokerage and one of the UKs fastest-growing financial consultancies. We operate across high-value mortgage, property finance and protection markets, with established offices in London, Hong Kong, Singapore and Shanghai.We are now looking for experienced and ambitious Protection Advisers who want to increase their earnings by joining a business with strong referral flow, a large adviser base and a proven client acquisition model.This is a self-employed opportunity for advisers who are confident in their ability, motivated by performance and looking for a platform that gives them the volume, support and earning potential to grow.Why this opportunity is differentMany protection advisers are capable of writing more business but are limited by inconsistent lead flow, weak internal referrals, poor systems or capped earning structures.At Capricorn, you will have access to:Warm protection referrals from a large mortgage adviser populationClients already engaged in the mortgage process and actively considering financial protectionStrong introducer relationships across estate agency, developer and professional partner channelsA proven protection referral model with clear expectations around speed, contact, conversion and follow-upAdmin, technology and leadership support designed to help advisers focus on writing businessEarning potentialThis is a commission-only role with significant upside for advisers who can convert quality opportunities.Typical policy income can be £1,000+ per policy , depending on case type and client need.Realistic earnings for strong performers:Year 1: £60,000£100,000+Year 2: £120,000£175,000+Year 3: £175,000£250,000+Top performers: £250,000+ potentialThis role will suit advisers who understand that income is directly linked to activity, conversion, client care and pipeline ownership.What you will be doingYou will work closely with Capricorn mortgage advisers to convert qualified mortgage clients into suitable protection recommendations.You will be responsible for:Contacting warm referred clients quickly and professionallyCompleting protection fact-finds and identifying client needsProviding clear, compliant and client-first protection adviceRecommending appropriate life, critical illness, income protection and family protection solutionsManaging your pipeline from referral through to application, underwriting and completionMaintaining strong communication with mortgage advisers and internal stakeholdersMaximising conversion while delivering good customer outcomesBuilding long-term relationships and generating repeat/referral opportunitiesWho we are looking forWe are particularly interested in speaking to existing protection advisers who feel they could write more business with the right platform behind them.You may currently be:A protection adviser with limited lead flowA mortgage and protection adviser who wants to focus more heavily on protectionAn adviser frustrated by capped earnings or low referral volumeA strong insurance salesperson ready for a bigger opportunityA protection specialist looking for a more commercial, growth-focused environmentYou should be:RO5 qualified, or close to completionExperienced in protection advice or insurance salesConfident speaking to clients by phone and videoComfortable working in a target-led, performance-driven environmentCommercially hungry and motivated by higher earningsHighly organised with strong pipeline disciplineAble to work quickly, follow up consistently and manage multiple casesCommitted to compliant, client-first adviceResilient, accountable and self-motivatedThe opportunityThis is not a salaried protection role with limited upside. It is a genuine self-employed opportunity for advisers who want to back themselves, increase their income and build a long-term career within a high-performing advisory business.For the right adviser, Capricorn provides the platform, referral flow and support. You bring the activity, conversion, client care and ambition.Applicants must have the right to work full-time in the UK without current or future sponsorship.TPBN1_UKTJ