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Posted 05 August, 2026

Senior Credit Pricing Manager

Harnham
Liverpool, ENG, GB Full Time

Job Description

Senior Credit Pricing Manager

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Liverpool - hybrid working

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Up to £90,000 plus bonus and benefits

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This is a high impact leadership role for a commercially minded credit pricing specialist who wants to shape how pricing is done across a complex, regulated consumer credit proposition.

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You will step into a newly formed team within a large scale UK retailer with strong executive backing, real ownership, and the opportunity to elevate pricing from a traditional risk function into a core commercial capability.

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The Role

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  • Define and deliver credit pricing strategies across customer acquisition and lifetime pricing.
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  • Own pricing governance and fair value frameworks, representing pricing in senior forums.
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  • Lead the development and oversight of pricing, forecasting and performance models.
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  • Set and manage valuation metrics such as NPV, IRR and risk adjusted margins.
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  • Use testing and experimentation to assess pricing changes and optimise outcomes.
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  • Translate complex analysis into clear, actionable recommendations for senior stakeholders.
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  • Lead and develop a team of analysts and data scientists within a growing commercial analytics function.
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  • Partner closely with product, analytics and engineering teams to improve data quality, automation and reporting.
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Your Skills and Experience

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  • Strong commercial experience within credit pricing, lending, financial services or a closely related regulated environment.
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  • Deep understanding of unit economics, lifetime value and profitability frameworks.
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  • Experience using testing methodologies such as A B testing to inform pricing decisions.
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  • Ability to balance commercial outcomes with risk management and regulatory expectations.
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  • Confident stakeholder management skills, with experience influencing senior leaders.
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  • Leadership experience with the ability to develop and guide analytical teams.
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  • Comfortable working with analytical outputs and models, without needing to code day to day.
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How to Apply

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Apply now to learn more about this Senior Credit Pricing Manager role, or get in touch for a confidential discussion.