Commercial Underwriter - Casualty & Construction

Commercial Underwriter - Casualty & Construction
Location - Bristol
Salary - Circa £85,000 (Depending on experience)
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\nIPS Group are working with a well-established and highly respected insurer that is looking to appoint a Commercial Underwriterto join its regional underwriting team in Bristol.\n
\n This is an excellent opportunity for an experienced commercial lines underwriter to join a collaborative and supportive business where individuals are empowered to make decisions, contribute to profitable growth, and further develop their underwriting careers.\n
\n The successful candidate will play a key role in the development of a successful Contractors Combined portfolio, underwriting both delegated authority and open market business, while also supporting a broader Casualty and Property account across a diverse range of industries.\n
\nThe opportunity is a 50/50 split between New Business and renewals dealing with premiums in the range of £15,000 - £60,000 mostly but also some higher premiums.\n
\nThere is an expectation to be on client visits across the South West so having experience of being out and about with a strong reputation in the market is advantagous.\n
Key Responsibilities\n

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• Underwrite new and existing business in line with underwriting authority and business plan objectives.
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• Develop and grow Contractors Combined, Casualty, and Property portfolios profitably.
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• Ensure compliance with underwriting guidelines, regulatory requirements, and internal standards.
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• Manage reinsurance requirements where applicable.
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• Build and maintain strong trading relationships with brokers and key stakeholders.
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• Monitor portfolio performance and identify opportunities for improvement and growth.
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• Support delegated authority arrangements, including audits and oversight activities.
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• Work collaboratively with colleagues across underwriting, claims, and wider business functions.
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• Deliver exceptional service and customer-focused underwriting solutions.
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About You:\n
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• Experience underwriting commercial lines business, with a particular focus on Casualty and Contractors Combined risks.
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• Strong technical underwriting knowledge and sound market awareness.
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• Excellent broker development, relationship-building, and negotiation skills.
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• A commercial mindset with the ability to identify profitable business opportunities.
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• Strong organisational and prioritisation skills.
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• A proactive and adaptable approach to delivering solutions for clients and brokers.
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