Mortgage Underwriter

Nicholas Howard are delighted to be recruiting for a Mortgage Underwriter. If you're someone who enjoys making sound lending decisions, building trusted broker relationships and balancing commercial thinking with risk, we'd love to hear from you. Key Accountabilities: * Enter and update borrower data on Fusion lending platform. * Ensure all aspects of the loans are recorded accurately on Fusion and meet underwriting guidelines. * Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met. * Provide concise and accurate updates to brokers. * Proactively chase brokers for outstanding requirements. * Ensure all underwriting is in line with Company policy and within regulation. * Ensure that all cases are Underwritten within the Groups Risk appetite. * Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business. * Maintaining a pipeline of cases, overseeing cases from inception through to completion. * Maintain broker relationships that are integral to the growth for WOSL. * All work is to be carried out in accordance with Enra Specialist Finance policies and procedures. Skills & Competencies: * Ability to work as part of a team. * Pass internal competency tests post induction. * High attention to detail. * Good written and verbal communication skills. Knowledge & Qualifications: * An understanding of FCA regulation. * Experienced in Underwriting 1st and/or 2nd Charge mortgage applications. * CeMAP (desirable, not essential). Should you wish to be considered for this position, please apply below